This section was created to help you decide if refinancing your home makes sense for you. It’s designed to make the process of refinancing your mortgage a little easier and a lot less confusing.

But while this information is a helpful guide, there is no substitute for a direct relationship with a reputable mortgage lender. Deciding to refinance your home is a complicated decision, influenced by many different factors. An experienced lender can help you sort them out.

So be sure to turn to your lender for help if you’re a serious candidate for refinancing. He or she will be happy to help you consider all your options.